/* topxretiroperu.com — family L (paso a paso), prefijo rt- */
:root{--rt-navy:#090F1E;--rt-navy2:#111A2B;--rt-red:#FF2400;--rt-red-d:#d91e00;--rt-bg:#f3f5fa;--rt-card:#ffffff;--rt-ink:#0f1830;--rt-soft:#4a5672;--rt-line:#dfe4ef;--rt-tint:#fff1ed;--rt-h:Lexend,"Segoe UI",Arial,sans-serif;--rt-t:"Source Sans 3","Segoe UI",Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:120px}
body{margin:0;background:var(--rt-bg);color:var(--rt-ink);font:18px/1.62 var(--rt-t);overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--rt-red-d);text-underline-offset:3px}
a:hover{color:var(--rt-navy)}
.shell{max-width:1120px;margin:0 auto;padding:0 22px}
.rt-wrap{max-width:900px;margin:0 auto;padding:0 22px}

/* header */
.top{background:var(--rt-navy);color:#fff}
.top-in{display:flex;align-items:center;gap:26px;min-height:68px}
.top-in>a:first-child{flex:none}
.top nav{display:flex;gap:2px;flex:1;justify-content:center;overflow-x:auto;scrollbar-width:none}
.top nav::-webkit-scrollbar{display:none}
.top nav a{color:#c9d1e3;text-decoration:none;font:500 15px/1 var(--rt-h);padding:12px 14px;border-radius:999px;white-space:nowrap}
.top nav a:hover{background:rgba(255,255,255,.08);color:#fff}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 20px;border-radius:999px;font:600 15px/1 var(--rt-h);text-decoration:none}
.btn-main{background:var(--rt-red);color:#fff;flex:none}
.btn-main:hover{background:var(--rt-red-d);color:#fff}

/* buttons */
.rt-b{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:0 28px;border-radius:999px;font:600 17px/1.2 var(--rt-h);text-decoration:none;text-align:center;transition:background .15s,box-shadow .15s}
.rt-b--red{background:var(--rt-red);color:#fff;box-shadow:0 10px 24px -12px rgba(255,36,0,.9)}
.rt-b--red:hover{background:var(--rt-red-d);color:#fff}
.rt-b--ghost{border:2px solid rgba(255,255,255,.7);color:#fff}
.rt-b--ghost:hover{background:#fff;color:var(--rt-navy)}
.rt-b--ghost-dark{border:2px solid var(--rt-navy);color:var(--rt-navy)}
.rt-ad{display:block;font-size:14.5px;color:var(--rt-soft);margin:8px 0 0;letter-spacing:.02em}
.rt-upd{display:inline-flex;align-items:center;gap:8px;font-size:15px;margin:0 0 12px;color:inherit;opacity:.85}
.rt-upd::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--rt-red)}

/* hero (door) */
.rt-hero{background:radial-gradient(90% 120% at 100% 0,#1b2a4a 0,transparent 60%),var(--rt-navy2);color:#fff;padding:44px 0 52px;border-bottom:4px solid var(--rt-red)}
.rt-hero-in{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:36px;align-items:center;max-width:1120px}
.rt-hero h1{font:700 clamp(30px,4.4vw,48px)/1.08 var(--rt-h);margin:0 0 14px;letter-spacing:-.015em}
.rt-hero-sub{font-size:19px;color:#ccd4e6;margin:0 0 22px}
.rt-hero-btns{display:flex;flex-wrap:wrap;gap:12px}
.rt-hero .rt-ad{color:#a9b3ca}
.rt-hero-card{background:#fff;color:var(--rt-ink);border-radius:20px;padding:24px;box-shadow:0 24px 50px -24px rgba(0,0,0,.6)}
.rt-mini{list-style:none;margin:0 0 16px;padding:0;position:relative}
.rt-mini::before{content:"";position:absolute;left:17px;top:18px;bottom:18px;width:2px;background:repeating-linear-gradient(var(--rt-red) 0 6px,transparent 6px 11px)}
.rt-mini li{position:relative;display:flex;align-items:center;gap:14px;padding:9px 0;font:600 17px/1.3 var(--rt-h)}
.rt-mini span{flex:none;width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--rt-navy);color:#fff;font-size:15px;position:relative;z-index:1}
.rt-hero-bonus{margin:0;padding:12px 14px;border-radius:12px;background:var(--rt-tint);color:var(--rt-red-d);font-weight:700;font-size:16.5px}

/* progress */
.rt-progress{position:sticky;top:0;z-index:15;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--rt-line)}
.rt-progress-in{display:flex;gap:6px;overflow-x:auto;padding:10px 22px;scrollbar-width:none}
.rt-progress-in::-webkit-scrollbar{display:none}
.rt-progress a{flex:1 0 auto;display:flex;align-items:center;gap:8px;min-height:44px;padding:0 14px;border-radius:999px;background:var(--rt-bg);color:var(--rt-ink);text-decoration:none;font:500 15px/1 var(--rt-h);white-space:nowrap}
.rt-progress a b{width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:var(--rt-red);color:#fff;font-size:13px}
.rt-progress a:hover{background:var(--rt-tint)}

/* page head (inner) */
.rt-pagehead{background:var(--rt-navy2);color:#fff;padding:34px 0 38px;border-bottom:4px solid var(--rt-red)}
.rt-pagehead h1{font:700 clamp(28px,3.8vw,42px)/1.12 var(--rt-h);margin:0 0 12px;letter-spacing:-.01em}
.rt-pagehead-sub{color:#ccd4e6;font-size:18.5px;margin:0 0 20px;max-width:46em}
.rt-pagehead .rt-ad{color:#a9b3ca}
.rt-pagehead--slim{padding:28px 0 30px}
.rt-crumbs{margin:0 0 8px;font-size:15px;color:#a9b3ca}
.rt-crumbs a{color:#fff}

/* body */
.rt-body{padding:38px 22px 56px}
.rt-body--narrow{max-width:760px}
.rt-body p{margin:0 0 16px}
.rt-lead{font-size:20px;color:var(--rt-soft);margin-bottom:28px!important}
.rt-h2{font:700 clamp(23px,2.6vw,29px)/1.2 var(--rt-h);margin:46px 0 16px;color:var(--rt-navy)}
.rt-body h3{font:600 19px/1.3 var(--rt-h);margin:0 0 6px;color:var(--rt-navy)}

/* timeline */
.rt-line{position:relative;margin:10px 0 24px;padding-left:66px}
.rt-line::before{content:"";position:absolute;left:23px;top:8px;bottom:8px;width:3px;border-radius:3px;background:linear-gradient(var(--rt-red),var(--rt-navy) 85%)}
.rt-step{position:relative;background:var(--rt-card);border:1px solid var(--rt-line);border-radius:18px;padding:22px 24px 8px;margin-bottom:18px;box-shadow:0 10px 24px -20px rgba(9,15,30,.5)}
.rt-num{position:absolute;left:-66px;top:16px;width:49px;height:49px;border-radius:50%;display:grid;place-items:center;background:#fff;border:3px solid var(--rt-red);color:var(--rt-red-d);font:700 20px/1 var(--rt-h)}
.rt-step h2{font:700 clamp(21px,2.3vw,25px)/1.22 var(--rt-h);margin:0 0 10px;color:var(--rt-navy)}
.rt-step h3{font:600 20px/1.3 var(--rt-h);margin:0 0 8px}
.rt-alert{margin:0 0 16px;padding:12px 14px 12px 16px;border-left:4px solid var(--rt-red);background:var(--rt-tint);border-radius:0 10px 10px 0;font-size:16.5px}
.rt-note{margin:0 0 18px;padding:18px 20px;border:2px dashed #c6cfe2;border-radius:14px;background:#fff}
.rt-note p{margin:0!important}

/* checklists */
.rt-check{list-style:none;margin:0 0 18px;padding:0}
.rt-check li{position:relative;padding:6px 0 6px 34px}
.rt-check li::before{content:"";position:absolute;left:4px;top:12px;width:16px;height:9px;border-left:3px solid var(--rt-red);border-bottom:3px solid var(--rt-red);transform:rotate(-45deg)}
.rt-check--box{background:#fff;border:1px solid var(--rt-line);border-radius:16px;padding:12px 20px}

/* tables */
.rt-table-wrap{overflow-x:auto;margin:0 0 18px;background:#fff;border:1px solid var(--rt-line);border-radius:14px}
.rt-table{width:100%;border-collapse:collapse;font-size:16px;min-width:540px}
.rt-table th{background:var(--rt-navy);color:#fff;text-align:left;padding:12px 14px;font:600 15px/1.3 var(--rt-h)}
.rt-table td{padding:12px 14px;border-top:1px solid var(--rt-line);vertical-align:top}
.rt-table tr:nth-child(even) td{background:#f8f9fc}
.rt-table td:first-child{font-weight:700}

/* cols, diag, states */
.rt-cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:0 0 18px}
.rt-cols>div{background:#fff;border:1px solid var(--rt-line);border-radius:16px;padding:18px;border-top:4px solid var(--rt-navy)}
.rt-cols p{margin:0!important;font-size:16.5px;color:var(--rt-soft)}
.rt-diag{display:grid;gap:10px;margin:0 0 18px}
.rt-diag-row{display:grid;grid-template-columns:1.1fr 1fr 1.3fr;gap:0;background:#fff;border:1px solid var(--rt-line);border-radius:14px;overflow:hidden}
.rt-diag-row p{margin:0!important;padding:14px 16px;font-size:16.5px}
.rt-diag-s{font-weight:700;background:var(--rt-tint)}
.rt-diag-s::before{content:"Síntoma";display:block;font:600 12px/1 var(--rt-h);letter-spacing:.1em;text-transform:uppercase;color:var(--rt-red-d);margin-bottom:6px}
.rt-diag-c::before{content:"Causa";display:block;font:600 12px/1 var(--rt-h);letter-spacing:.1em;text-transform:uppercase;color:var(--rt-soft);margin-bottom:6px}
.rt-diag-f::before{content:"Qué hacer";display:block;font:600 12px/1 var(--rt-h);letter-spacing:.1em;text-transform:uppercase;color:var(--rt-navy);margin-bottom:6px}
.rt-states{margin:0 0 18px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.rt-states div{background:#fff;border:1px solid var(--rt-line);border-radius:14px;padding:16px}
.rt-states dt{font:700 18px/1.2 var(--rt-h);color:var(--rt-navy)}
.rt-states dd{margin:6px 0 0;color:var(--rt-soft);font-size:16.5px}

/* figure */
.rt-fig{margin:28px 0;background:#fff;border:1px solid var(--rt-line);border-radius:18px;overflow:hidden}
.rt-fig img{width:100%;aspect-ratio:2/1;object-fit:cover}
.rt-fig figcaption{padding:12px 16px;font-size:15px;color:var(--rt-soft)}

/* map */
.rt-map{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:0 0 18px}
.rt-map a{display:flex;flex-direction:column;gap:4px;background:#fff;border:1px solid var(--rt-line);border-radius:16px;padding:16px;text-decoration:none;color:var(--rt-ink);transition:border-color .15s,transform .15s}
.rt-map a:hover{border-color:var(--rt-red);transform:translateY(-2px)}
.rt-map b{font:600 17px/1.3 var(--rt-h);color:var(--rt-navy)}
.rt-map span{font-size:15.5px;color:var(--rt-soft)}

/* CTA */
.rt-cta-mid{position:relative;margin:8px 0 26px;padding:22px 24px;border-radius:18px;background:var(--rt-navy);color:#fff;display:flex;flex-wrap:wrap;align-items:center;gap:12px 20px}
.rt-line .rt-cta-mid{margin-left:-66px}
.rt-cta-mid p{flex:1 1 280px;margin:0!important}
.rt-cta-mid .rt-ad{flex-basis:100%;color:#a9b3ca;margin:0}
.rt-cta-end{margin:44px 0 22px;padding:32px 24px;border-radius:22px;background:linear-gradient(135deg,var(--rt-navy2),#1b2a4a);color:#fff;text-align:center}
.rt-cta-end-t{font:700 25px/1.2 var(--rt-h);margin:0 0 16px!important}
.rt-cta-end .rt-ad{color:#a9b3ca}
.rt-cta-end--small{padding:22px;background:#fff;border:1px solid var(--rt-line);color:var(--rt-ink)}
.rt-cta-end--small .rt-ad{color:var(--rt-soft)}
.rt-more{font-size:16px;color:var(--rt-soft)}

/* faq */
.rt-faq details{background:#fff;border:1px solid var(--rt-line);border-radius:14px;margin-bottom:10px}
.rt-faq summary{cursor:pointer;list-style:none;padding:16px 50px 16px 18px;font:600 17px/1.35 var(--rt-h);color:var(--rt-navy);position:relative}
.rt-faq summary::-webkit-details-marker{display:none}
.rt-faq summary::after{content:"";position:absolute;right:20px;top:22px;width:10px;height:10px;border-right:3px solid var(--rt-red);border-bottom:3px solid var(--rt-red);transform:rotate(45deg);transition:transform .2s}
.rt-faq details[open] summary::after{transform:rotate(-135deg);top:26px}
.rt-faq details p{padding:0 18px 16px;margin:0!important;color:var(--rt-soft)}

/* footer */
.foot{background:var(--rt-navy);color:#aab3c8;padding:36px 0 42px;font-size:15.5px}
.foot-top{display:flex;flex-wrap:wrap;gap:16px 28px;align-items:center;justify-content:space-between;padding-bottom:18px;margin-bottom:18px;border-bottom:1px solid #1f2a42}
.foot nav{display:flex;flex-wrap:wrap;gap:4px 18px}
.foot nav a{color:#fff;text-decoration:none;padding:6px 0}
.foot nav a:hover{color:#ff8a6b}
.foot p{margin:0 0 6px}

@media (max-width:860px){
  .rt-hero-in{grid-template-columns:minmax(0,1fr);gap:24px}
  .rt-cols,.rt-map{grid-template-columns:minmax(0,1fr)}
  .rt-diag-row{grid-template-columns:minmax(0,1fr)}
  .top nav{justify-content:flex-start}
}
@media (max-width:640px){
  body{font-size:17px}
  .shell,.rt-wrap{padding:0 16px}
  .top-in{flex-wrap:wrap;gap:6px 12px;padding:10px 16px}
  .top nav{order:3;flex-basis:100%;margin:0;max-width:100%}
  .top nav a{min-height:44px;display:flex;align-items:center;padding:0 12px}
  .btn-main{margin-left:auto}
  .rt-hero{padding:26px 0 32px}
  .rt-hero-sub{font-size:17.5px;margin-bottom:18px}
  .rt-hero-btns .rt-b{width:100%}
  .rt-hero-card{padding:18px}
  .rt-progress-in{padding:8px 16px}
  .rt-body{padding:28px 16px 44px}
  .rt-lead{font-size:18.5px}
  .rt-line{padding-left:0}
  .rt-line::before{display:none}
  .rt-num{position:static;width:40px;height:40px;font-size:17px;margin-bottom:10px}
  .rt-step{padding:18px 16px 6px}
  .rt-line .rt-cta-mid{margin-left:0}
  .rt-cta-mid .rt-b,.rt-cta-end .rt-b{width:100%}
  .rt-states{grid-template-columns:minmax(0,1fr)}
  .rt-pagehead .rt-b{width:100%}
}